Skip to main content
Pricing

Clear pricing for credit teams

One AA platform for credit queries, priced by analyst seat and query volume, not each data access event.

Pricing tiers

Monthly Annual Save 15%

Starter

$199/mo
$169/mo

billed annually

For small lending teams adopting Account Aggregator data in underwriting.

  • 2 analyst seats
  • 500 queries / month
  • 12-month data window
  • Full reasoning traces
  • Query audit log
  • API access
  • Custom policy thresholds
  • Assigned onboarding
Get Started

Enterprise

Custom
Custom

For lenders needing high query volumes, compliance support, or broader integrations.

  • Unlimited analyst seats
  • Unlimited query volume
  • Up to 36-month data window
  • Full reasoning traces
  • Query audit log
  • API access
  • Custom policy thresholds
  • Assigned onboarding
Contact Us
FAQ

Pricing questions

A query is one natural-language question sent through the Finarkein console against one borrower's consented data. The answer includes the full reasoning trace at no extra charge. Queries failing because consent expired or was revoked are not counted.

Finarkein is registered as an FIU under the AA framework and connects with major registered AAs in India. The borrower completes the standard consent process in an AA app. After consent is granted, Finarkein runs queries over the approved data window. The lender only needs to complete the initial API setup.

Yes. A demo session lets you run live credit queries on an anonymised borrower profile and view the complete reasoning trace. Book through the contact form.

No. Raw transaction data is handled in-memory and discarded after each query. Only the structured answer and reasoning trace remain in the audit log. This aligns with the RBI Account Aggregator framework's data minimisation requirements. See our data security page for technical detail.

Prices are shown in USD. Indian lenders invoiced in INR are charged using the prevailing exchange rate at invoice time. Enterprise contracts may be issued in INR.

Which plan suits your team?

Share your query volume and analyst count, and we will recommend a suitable starting point.